Rate - Yield Comparison

 Updated Monthly

Feburary 1st of 2026

Interest Rate & Dividend Yield Comparison

30 Year Mortgage Rate 

6.24%

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VWESX - Vanguard Long Term Investment Grade Bond Fund

Yield - 5.27%

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5 Year U.S. Treasury note

Yield – 3.79%

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VUIAX - Vanguard Utilities Index Fund Admiral Shares

Yield – 2.73%

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VEIPX – Vanguard Equity Income Fund

Yield – 2.29%

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S&P 500 Index

Yield – 1.13%

S&P 500 Estimated 10 Year Average Annual Return.  

Money invested today - go to sleep like Rip Van Winkle - waking 10 years from now current estimated average annual return is:  

Negative 2.52%  

Current Shiller S&P 500 PE 40.23 and current dividend yield 1.14%  Ending S&P 500 Shiller PE 17.33 (average since 1871)

 

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