DYI Comment:  

This pop in oil prices is obviously NOT due to economic forces but from a supply constrained war.  Be as that may be, prices have now moved up so swiftly DYI's investment formula throws us out the oil business and rightfully so as downside is much greater than any potential gains.  

Oil prices are now 75% above their inflation corrected average.  DYI will NOT speculate as to how long this stranglehold will last for oil tankers within Persia and Arabia.   

Updated

Monthly

March 16, 2026

100 x (CP - AVG. AP ÷ 4) ÷ (AVG. AP x 2 - AVG. AP ÷ 2)]

 CP = Current Oil Price

AVG. OP = Average Oil Price

Answer is for bond percentage level

West Texas Intermediate Oil:  

Current Price (CP) - December 1, 2025  $96.00

Illinois Basin Crude Oil:  

Average Price (AP) - $55 (rounded) since 1946

Asset Allocation: 

0% Vanguard Energy Fund 

Symbol VGENX

100%  Vanguard Short-Term Bond Index Fund 

Symbol VBIRX