Growth VS Value

July 2026

Growth Stocks

VS

Value Stocks

Current underperformer: Value

DYI:  Here is a method for those who have high tolerance for a portfolio 100% invested at all times.  For those who are young enough with at least 2 decades and 3 is preferred; who are obviously in the accumulation stage of life.

Two Vanguard Funds:

1.) Growth Index Fund VIGAX

5 year return 13.17%...10 year return 18%

2.) Value Index Fund VVIAX

5 year return 12.30%...10 year return 12.66%

(Vanguard 500 Index Fund Admiral Shares

VFIAX...5 YEAR RETURN 13.36%...10 YEAR RETURN 15.46%)

The accumulation of savings is in the fund that is UNDERPERFORMING!   When your underperforming fund (compare 5 and 10 year returns) becomes the new winner you now direct your savings into the old winner neither fund is ever sold.  That’s it!

Whether or not this method will outperform the S&P 500 index is unknown, however it does make common sense buying the bargain as compared between the two funds – growth vs value.

The biggest premise is not upside enhancement it is for downside protection.