Updated
Monthly
January 1, 2026
100 - [100 x (CP - AVG. AP ÷ 4) ÷ (AVG. AP x 2 - AVG. AP ÷ 2)]
CP = Current Oil Price
AVG. OP = Average Oil Price
West Texas Intermediate Oil:
Current Price (CP) - December 1, 2025 $56.74
Illinois Basin Crude Oil:
Average Price (AP) - $55 (rounded) since 1946
Asset Allocation:
48% Vanguard Energy Fund
Symbol VGENX
52% Vanguard Short-Term Bond Index Fund
Symbol VBIRX
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