Dividend Yield Investor!

Tuesday, February 10, 2026

Bull Market

For Declining Interest Rates

Ended on August 4, 2020

DYI: Over the coming years and very possibility of increasing interest rate during growth and declining rates during recessions. This will be a saw tooth ever increasing rates with higher highs and higher lows as our government once again inflates away our massive debt to GDP just as they did after WWII with interest rate peaking at 15.84% (10 year T-bond) on 9-30-1981. DYI’s model portfolio reflects this with a large commitment to short term notes (2 to 3 year duration).

Updated Monthly

AGGRESSIVE PORTFOLIO - ACTIVE ALLOCATION - 2/1/26

Active Allocation Bands (excluding cash) 0% to 50%

48% - Cash -Short Term Bond Index -

25% -Gold- - **

27% -Lt. Bonds- Long Term Bond Index -

0% -Stocks- Total Stock Market Index -

[See Disclaimer]

** Vanguard's Global Capital Cycles Fund maintains 25%+ in precious metal equities the remainder are domestic or international companies they believe will perform well during times of world wide stress or economic declines.

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Harry Browne

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The Dividend Yield Investor

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Benjamin Graham

The Intelligent Investor

Estimated 10yr return on Stocks

Using 5.4% as the historical growth rate of dividends and 4.0% as the ending yield.

Starting Yield*---------return**
1.0%-----------------------(-5.7%)
1.5%-----------------------(-1.7%)
2.0%------------------------1.3%
2.5%------------------------3.8%

3.0%------------------------5.9%
3.5%------------------------7.8%
4.0%------------------------9.4%
4.5%-----------------------10.9%

5.0%-----------------------12.3%
5.5%-----------------------13.6%
6.0%-----------------------14.8%
6.5%-----------------------15.9%

7.0%-----------------------17.0%
7.5%-----------------------18.0%
8.0%-----------------------19.0%

*Starting dividend yield of the S&P500-**10yr estimated average annual rate of return.

DISCLAIMER!

This blog site is not a registered financial advisor,broker or securities dealer and The Dividend Yield Investor is not responsible for what you do with your money.