Saturday, August 31, 2024

  Shakedown!

QUOTE
==========
CVS and Walgreens have agreed to pay a combined $10.7 billion to settle allegations they failed to adequately oversee opioid painkiller prescriptions, thus contributing to America's opioid addiction crisis.

The funds will be distributed to states, local governments and federally recognized tribes and will go toward opioid crisis abatement and remediation programs. CVS will pay $4.9 billion to states and political subdivisions and approximately $130 million to tribes. Walgreens will pay $4.95 billion, plus more than $750 million in fees for attorneys and costs. The payments will be made over time.

The pharmacy chains have also agreed to implement robust controlled substance compliance programs that will require additional layers of opioid prescription reviews and institute new mandatory training programs.

What’s the target here? What’s the net “blame game”?

So it’s not the doctor who prescribed it.
Nor is it the advertising consultants or TV networks who pushed it to the masses.
Nor is it the manufacturer (patent owner) in this particular settlement.
Nor is it the incompetence of the FDA which is supposed to “regulate” this kind of thing.

In this “settlement”, it’s the RETAIL sales distributor, at the very bottom of the supply chain, who’s being shaken down
The only step below to whom the cost of this shakedown will be passed on, would be the PATIENT / CUSTOMER

Put it all together and what it spells is the "controlled demolition" of the retail prescription sales business. Local stores will be devastated.

What really needs to be done?


1.)  Break up the Big Pharma cartels and abolish the corrupt FDA, CDC, NIH, NIAID.


2.)  Pursue criminal fraud, extortion and racketeering charges against the key players in the "COVID" shakedown and heists.

The entire medical system has to be overhauled.

I don't expect any of that to happen without major conflict and upheaval. And much suffering first.

Thursday, August 29, 2024

 

Virology

Brought to You

By

Pseudoscientists

The Myth and Fraud Continues

A Humorous Expose

Fraudulent Promotions Inc. is proud to present its latest album release, “Mythical Microbes.” This ripping compilation brings together the best in Skunk Rock* featuring:

1. “Blietzkrieg Bad Batch” – Scaremoans

2. “Monarchy for the UKHSA” – Jab Pistols

3. “Vaccines Culling” – The Cash

4. “God Save the Scheme” – Jab Pistols

5. “I wanna be Jabbed” – The Idiots

6. “Meryl Mess is a Pseudoscientist” – Scaremoans

7. “Suspect Device” – Stiff Little Ventilators

8. “Complete Control” – The Cash

9. “Gimme Gimme Mock Treatments” – The Ivermectin’s

10. “Vial Riot” – The Cash

11. “Ever Fallen in Love (with a theory you shouldn’t have)” – The ViroLieGists

12. “Pretty Vaccine Injured” – Jab Pistols

13. “New Ruse” – The Damned Germ Theorists

14. “Teenage Sicks” – The Undertakers

15. “Rise Above Reason” – Black Fauci’s

16. “Mandates Uber Alles” – Dead Family’s

Tickets are sold-out for the global “Mythical Microbes” tour. Due to dismantling of the contagion myth in some hot spot areas, some dates have been cancelled:

Evidence of a Virus Arena – London

Valid Control Stadium – Paris

Independent Variable Hall – Berlin

Madison Non-Circular Reasoning – New York

Skunk Rock * is the street name for an offshoot of Punk. The name was coined due to the foul odor of the viral myths perpetuated through the genre’s lyrics, staged performances, and the relentless promotion of falsehoods by the MSM (Mutt Stream Media).

Get ready to question everything you thought you knew about microbes and mosh to the music of deceit!

For deception use only. Fraudulent Promotions Inc. assumes no responsibility for the spread of misinformation, the propagation of bad science, or the litany of mental and physical harms caused by exposure to its product.

Saturday, August 24, 2024

 Waiting

For the Bear to Roar!

John P. Hussman, Ph.D.
President, Hussman Investment Trust

July 2024

There is no question that investors increasingly disregard valuations during speculative episodes, to the point where valuations are typically dismissed altogether by the peak of a bubble, in preference for passive, price-insensitive speculation (one dare not call it “investing.”) The unfortunate consequence is that market participants come to completely forget the arithmetic that links valuations, cash flows, and actual subsequent returns.

We know that while valuations are profoundly important in gauging likely long-term investment returns and the extent of potential losses over the complete market cycle, valuations can have very little impact on market outcomes over shorter segments of the market cycle. It’s when rich valuations are joined risk-aversion – as gauged by divergent or deteriorating market internals – that a “trap door” tends to open. The risk of falling through increases when one also observes a preponderance of overextended warning signals, as we’ve increasingly seen in recent months, accelerating to a fever pitch in recent weeks.

Put simply, based on a preponderance of long-term, intermediate-term, and short-term measures, current market conditions are singularly the most extreme that we have observed in the history of the U.S. financial markets. 

There is no assurance that the market is, in fact, at a peak. Only that current conditions are more consistent with a major peak than at any other point in history, including 1929, 2000, 2007, and 2022. It is a subtle distinction, but it’s important to distinguish observations from forecasts. 

My impression is that the U.S. stock market is forming the extended peak of the third great speculative bubble in history,

 but as usual, we’ll align our investment stance with observable conditions as they change. No forecasts are required.


Friday, August 16, 2024

Economic

Depression?

This two year old graph highlights the growing difficulty for young people to strike out on their own all due to the massive mismanagement – or purposely conspired – economy.  With our latest burst of inflation I wouldn’t be surprised if the numbers will exceed the levels set in 1940 pushing this statistic into the Great Depression era of the 1930’s!

When will this massive debt driven asset(s) bubble burst.  Unknown however it is now the closest I’ve seen to bursting in the past three plus years.  When it does burst the top 9% of our populous will be in for a rude awakening if they think the same old rules apply – i.e. buy the dips, successful Fed intervention etc. – holding massively overvalued assets all the way to the basement only to sell out creating the ultimate secular bottom years from now.       






Tuesday, August 13, 2024

 Gold’s

Bull Market

Prevails

The price of gold’s secular low (1999) was $252.90 per troy ounce and today is trading at $2467 or almost 10 times your money.  From 1999 till today hanging on for one heck of a wild ride as gold moved upward in a saw tooth manner.  Years from now gold will be vastly overvalued and stocks will be on the give-away-table.  For right now it is time to buy the dips when they occur as gold’s bull market remains intact on a secular basis.

Smart Money - Buys Aggressively!
Capitulation
Despondency
Max-Pessimism 
Depression 
Hope - Silver F
Relief *Market returns to Mean  - Short Term Notes & Bills or MMF

Smart Money - Buys the Dips!
Optimism - Gold
Media Attention
Enthusiasm

Smart Money - Sells the Rallies!
Thrill
Greed
Delusional
Max-Optimism  Residential Real Estate
Denial of Problem - Stocks 
Anxiety 
Fear
Desperation - Long Term Bonds



Saturday, August 10, 2024

 FDA

Zero Evidence

Avian Influenza Virus

FDA confesses: zero scientific evidence of "avian influenza virus" or contagion... not even a "genome" found by anyone... anywhere

Computer models & pseudoscience underpin "expert" advice




July 29, 2024:
Sarah B. Kotler (“J.D.”) acting as Director, Division of Freedom of Information, confessed that the US Food and Drug Administration (FDA) has no records
authored by anyone, anywhere:

1. that scientifically prove/provide evidence of the existence of any alleged "avian influenza virus",

2. that describe the purification of particles that are alleged to be "avian influenza virus" directly from bodily fluid/tissue/excrement of so-called "hosts",

3. wherein the purported "genome" of any alleged "avian influenza virus" was found intact in the bodily fluid/tissue/excrement of a "host" (as opposed to fabricated in silico, aka a computer model), or

4. that scientifically demonstrate contagion of the illness / symptoms that are allegedly caused by purported "avian influenza viruses"...

… despite the “experts” at FDA:

- giving "Updates on Highly Pathogenic Avian Influenza"

- "announcing results from a first-of-its-kind study ... The intention of this study was to further confirm that pasteurization is effective at inactivating Highly Pathogenic H5N1 Avian Influenza (H5N1 HPAI) virus in fluid milk and other dairy products made from pasteurized milk"

- claiming to "continue to investigate an outbreak of highly pathogenic avian influenza (HPAI) virus impacting dairy cows in multiple states"

- posting "H5N1 HPAI" "Testing Results"
https://www.fda.gov/food/alerts-advisories-safety-information/updates-highly-pathogenic-avian-influenza-hpai#background

And

- posing as an authority on tests for the imaginary "Highly Pathogenic Avian Influenza"
https://www.fda.gov/medical-devices/in-vitro-diagnostics/influenza-diagnostic-tests

Apparently logic isn’t Sarah’s thing, because she wrote (pg 12):

“The FDA does not regulate or treat viruses. The FDA is responsible for protecting the public health by ensuring the safety, efficacy, and security of human and veterinary drugs, biological products, and medical devices; and by ensuring the safety of our nation's food supply, cosmetics, and products that emit radiation. Therefore, we have no responsive records.”

DYI Quick Comment:  FDA caught red handed so Sarah Kotler (FDA) attempts to pass the bureaucratic buck!   

(Note: this information has been sent to ~200 people who work for “the state”, lamestream media, etc. at Canada, Isle of Man, England and the U.S., so that they can’t claim later that they didn’t know.)


Thank You

Christine Massey


Wednesday, August 7, 2024

 Secular

Bear Market for Bonds?

The last bear market in bonds (rising interest rates) was from 1946 to 1981 as yields soared from 2% topping out at 15.84%! 

How long will this bear market play out?? 

No one knows for sure except that it will be measured in decades before the next bond market rally of a lifetime arrives!



Sunday, August 4, 2024

 Gemma

From Ireland

Another Home Run!

Regime In Panic: 

Wake Up And Smell The Fakery

We're reaching peak fakery and it can't come fast enough. 

Once a critical mass of people sees through the fake terror, rigged elections and mind control ops, the regime and its control grid collapse.


JUL 25, 2024

All the controllers have left is fear. For decades, it’s been their weapon of choice against the dumbed-down masses they seek to brainwash, manipulate and control. 

Fake terror attacks. 
Fake assassination attempts. 
Fake viruses. 
Fake protests. 
Fake wars. 
Fake climate change. 

It’s all manufactured theatre; the central plank of their ‘Order Out Of Chaos’ strategy designed to implement a One-World Government to destroy nations and all human freedom.

But the game is almost up and they’re running out of Psy-Ops thanks in no small part to the COVID scam which woke up millions of order-followers from their zombified state.

The recent Trump fake assassination attempt was so laughable that only the blind still believe there was a grain of reality attached to it. 

It was nothing more than an absurd fear/sympathy op to justify the re-selection of the self-professed ‘Father Of The Vaccine’. And anyone deluded enough to still support him is a supporter of mass murder. There’s no other way to say it.

Click Gemma's name above for the full article

Thursday, August 1, 2024

Stocks remain massively overvalued; Lt. bonds near their mean; Gold remains the standout value; Cash (short term notes & bills) doing well.

 Updated Monthly

AGGRESSIVE PORTFOLIO - ACTIVE ALLOCATION - 8/1/24

Active Allocation Bands (excluding cash) 0% to 50%
30% - Cash -Short Term Bond Index - VBIRX
48% -Gold- Global Capital Cycles Fund - VGPMX **
 22% -Lt. Bonds- Long Term Bond Index - VBLTX
 0% -Stocks- Total Stock Market Index - VTSAX
[See Disclaimer]
** Vanguard's Global Capital Cycles Fund maintains 25%+ in precious metal equities the remainder are domestic or international companies they believe will perform well during times of world wide stress or economic declines.  


Margin of Safety!

Central Concept of Investment for the purchase of Common Stocks.
"The danger to investors lies in concentrating their purchases in the upper levels of the market..."

Stocks compared to bonds:
Earnings Yield Coverage Ratio - [EYC Ratio]
Lump Sum any amount greater than yearly salary.

PE10  .........35.61
Bond Rate...5.20%
EYC Ratio = 1/PE10 x 100 x 1.1 / Bond Rate

2.00+ Stocks on the give-away-table!

1.75+ Safe for large lump sums & DCA

1.30+ Safe for DCA

1.29 or less: Mid-Point - Hold stocks and purchase bonds.

1.00 or less: Sell stocks - Purchase Bonds

0.50 or less:  Stock Market Crash Alert!  
Purchase 30 year Treasury Bonds! 

Current EYC Ratio: 0.59(rounded)
As of  8-1-24
Updated Monthly

PE10 as report by Multpl.com
DCA is Dollar Cost Averaging.
Lump Sum is any dollar amount greater than one year salary.
Over a ten-year period the typical excess of stock earnings power over bond interest may aggregate 4/3 of the price paid. This figure is sufficient to provide a very real margin of safety--which, under favorable conditions, will prevent or minimize a loss...If the purchases are made at the average level of the market over a span of years, the prices paid should carry with them assurance of an adequate margin of safety.  The danger to investors lies in concentrating their purchases in the upper levels of the market.....

Common Sense Investing:
The Papers of Benjamin Graham
Benjamin Graham


%
Stocks & Bonds
Allocation Formula

8-1-24
Updated Monthly

% Allocation = 100 x (Current PE10 – Avg. PE10 / 4)  /  (Avg.PE10 x 2 – Avg. PE10 / 2)]
Formula's answer determines bond allocation.


% Stock Allocation     0% (rounded)
% Bond Allocation  100% (rounded) 

Logic behind this approach:
--As the stock market becomes more expensive, a conservative investor's stock allocation should go down. The rationale recognizes the reduced expected future returns for stocks, and the increasing risk. 
--The formula acknowledges the increased likelihood of the market falling from current levels based on historical valuation levels and regression to the mean, rather than from volatility. Many agree this is the key to value investing.  
Please note there is controversy regarding the divisor (Avg. PE10).  The average since 1881 as reported by Multpl.com is 16.70.  However, Larry Swedroe and others believe that using a revised Shiller P/E mean of 19.6 , the number since 1960 ( a 53-year period), reflects more modern accounting procedures.

DYI adheres to the long view where over time the legacy (prior 1959) values will be absorbed into the average.  Also it can be said with just as much vigor the last 25 years corporate America has been noted for accounting irregularities.  So....If you use the higher or lower number, or average them, you'll be within the guide posts of value.

Please note:  I changed the formula when the Shiller PE10 is trading at it's mean - stocks and bonds will be at 50% - 50% representing Ben Graham's Defensive investor starting point; only deviating from that norm as valuations rise or fall.        
  
DYI

This blog site is not a registered financial advisor, broker or securities dealer and The Dividend Yield Investor is not responsible for what you do with your money.
This site strives for the highest standards of accuracy; however ERRORS AND OMISSIONS ARE ACCEPTED!
The Dividend Yield Investor is a blog site for entertainment and educational purposes ONLY.
The Dividend Yield Investor shall not be held liable for any loss and/or damages from the information herein.
Use this site at your own risk.

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.

The Formula.