Tuesday, June 6, 2017

The
Student Loan
Scam
Some of the young men shunning campus say they don’t want to take on massive student-loan debt. 
“If you don’t want to go to college you can go to a trade school and come away with something and not be on the hook for $150,000,” said 28-year-old Adam Stark, who dropped out of college and now is thriving in the music business in Denver.
DYI:  Bingo…A Direct Hit!  These never attended or ex college students have figured it out; cost versus benefit and costs are now over whelming any benefit up to and including STEM degrees.  Why?  Student loans have pushed the cost of college/university training into the stratosphere.  I’ve run into young people with loans 40, 50, even $60,000 plus; unable to attain a job paying enough to compensate for the debt anchor they drag for one or even possibly two decades.  Don’t hand me the bogus argument that a degree automatically provides that extra million dollar plus lifetime earnings over the high school grad.  Not so fast.  Depending upon the degree those numbers drop and drop fast.  What the colleges and universities are doing is cherry picking their data to fit their narrative – “you are a loser in life’s “earnings game” if you don’t go to college”.

The fastest way to significantly drop the cost of college/university training is to do away with student loans.  Remember student loans are for life or until paid off and even in death if there is anything in the estate private or government has their hand out for the proceeds.  Once student loans have ended costs will drop to what a student can afford – along with cost benefit as well.  Administrators will cry to the heavens that this will be the end of higher education; America will lose its competitive edge or minorities will lose their access to higher education.  Total BS.  Prices will drop and drop significantly back to a need of a part time job, a little help from mom or dad and graduate DEBT FREE!  Of course the bloated salaries and 4 or 5 star resort type universities will be gone. 
Make America Great
7
Sisters
Of
Institutional Change
1.)   End the Federal Reserve
2.)   Repeal 17th Amendment – Reinstate Federal Senators chosen by State Legislators.
1. Term Limits – Constitutional Amendment
A. Two six year terms for Senators
B. Three terms House of Representatives
3.)   Repeal 16th Amendment – Income tax replace with value added tax.
4.)   Pass the Balanced Budget Amendment
5.)   Exit the United Nations
6.)   Reign in the Medical Industrial Complex
a. Enforce Anti-Trust Laws
b. Pass Legislation for re-importation of ethical drugs
7.)   End Federal and Private Student Loans
DYI

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