Tuesday, September 1, 2015

Updated 9-1-15

Secular Market Top - Since January 2000

+43.8%   Dow       
+163.5% Transports 
+98.3%   Utilities

+34.2%   S&P 500
+17.4%   Nasdaq

+54.8%   30yr Treasury Bond

+291.1% Gold
+127.4% Oil

From High to Low

+291.1% Gold
+163.5% Transports
+127.4% Oil 
+98.3%   Utilities
+54.8%  30 Year Treasury
+43.8%  Dow 
+34.2%  S&P 500
+17.4%  Nasdaq

It is easily seen that in the year 2000 the Nasdaq was horribly overvalued and gold was on the give away table, such lopsided returns 15 years later!

Also of interest the stodgy 30 year Treasury bond has outperformed the Dow, S&P 500, and the Nasdaq since the year 2000.  The modern portfolio crowd back in the year 2000 would find this a very low probability outcome.  Value player's, due to extreme valuations, would have recognized this as the most likely outcome (close to a no-brainer!).

Since August 2000 secular top with its minuscule dividend yield of 1.11% subsequent market highs have a fatter dividend yield; market bottoms as well. This is simply the unwinding process of the year 2000's Great Insanity secular top.
Secular Trends
Please note:  DYI disagrees with dshort.com marking March 2009 as a secular bottom as valuations were at average historically.  Secular bottoms have all been recorded (world wide markets) at fire sale prices with very fat dividends and many times the Shiller PE10 in single digits. 

TOP 
August 31, 2000 
1.11% dividend yield

BOTTOM 
February 31, 2003 
1.93% dividend yield

**********************

TOP 
May 31, 2007
1.72% dividend yield

BOTTOM
March 31, 2009
3.60% dividend yield

**********************

TOP?
July 31, 2014
1.91% dividend yield

BOTTOM??
If history and this pattern holds the bottom will have a yield in the 4% and possibly the low 5% range.  For a secular bottom to form requires a complete washout of the public desire to own stocks whether individual shares or through mutual funds.
avginv

The chart ends at the year 2013.  The AAII has stated in their latest survey individual investors have approximately 67% in stocks either through individual shares or mutual funds. When the participation is cut in halve and stays down a secular bottom will be formed.  Don't be surprised if the dividend yield is 6% and possibly 7% range.

The stock and bond markets have a long way to go before they bottom out.  Today of course stocks and bonds have been priced to the moon providing future returns to be dismal at best and worst losses.  DYI's sentiment indicator spells out where we are for our four asset categories.

Market Sentiment

Smart Money buys aggressively!
Capitulation
Despondency
Max-Pessimism *Market Bottoms*Short Term Bonds
Depression MMF
Hope
Relief *Market returns to Mean* Gold

Smart Money buys the Dips!
Optimism
Media Attention
Enthusiasm

Smart Money - Sells the Rallies!
Thrill
Greed
Delusional
Max-Optimism *Market Tops* Long Term Bonds
Denial of Problem U.S. Stocks
Anxiety
Fear
Desperation

Smart Money Buys Aggressively!
Capitulation

DYI's formula based asset allocation remains the same extremely defensive.

Updated Monthly

AGGRESSIVE PORTFOLIO - ACTIVE ALLOCATION -  9/1/15

Active Allocation Bands (excluding cash) 0% to 60%
85% - Cash -Short Term Bond Index - VBIRX
15% -Gold- Precious Metals & Mining - VGPMX
 0% -Lt. Bonds- Long Term Bond Index - VBLTX
 0% -Stocks- Total Stock Market Index - VTSAX
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DYI

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