Tuesday, July 10, 2018

Value Investors
Great Buys & Sells
   "The wealthy investor tends to be an expert on values. When bonds are cheap and bond yields are irresistibly high, he buys bonds. When stocks are on the bargain table and stock yields are attractive, he buys stocks. When real estate is a great value, he buys real estate. When great art or fine jewelry or gold is on the "give away" table, he buys art or diamonds or gold. In other words, the wealthy investor puts his money where the great values are."  The late Dick Russel - Dow Theory Letters
Real Gains
Gold since 2000 up 333.2%
DYI:  Know when to hold and know when to fold is a great axiom for Las Vegas and the Dow/Gold Ratio, whether to hold or fold for either stocks or gold.  The year 2000 stocks were bid to the moon and lopsided in relationship to gold.  Gold at that time was on the give-away-table with the ratio at a staggering 48 to 1.  From 1997 to 2003 you would have had 7 years to build a position in physical gold and precious metals mining companies who share prices were actually cheaper than the physical metal. 
Image result for dow/gold ratio chart pictures
Dow/Gold Ratio as of 7/10/18 is 20 to 1 (rounded)
DYI:  Then it was off to the races for gold and the precious metals mining companies with stocks languishing on an after inflation basis – called real returns.  Stocks as measured by the Dow Jones have done so poorly since the year 2000 [up 40.3% real return] despite the Dow/Gold Ratio in 2009 bottoming at around 7 to 1. 

What made for the awkward moment in 2009 stocks as measured by either earnings or dividends never did completely mean invert from insanely overvalued to insanely undervalue.  They actually only traded briefly, just slightly below their mean or what typically called fair value.  Only a tidbit, a small morsel of value despite stocks dropping from peak to trough of around 54%!
 Image result for shiller pe chart pictures
The 2009 awkward moment with stocks as measured by the Shiller PE in March of that year at 13.32 just slightly below the historical mean of around 16 then snapping back as the Federal Reserve MASSIVELY pumped up the money supply.  Also Congress intervened by having the Federal Accounting Standards Board look the other way as banks were allowed to mark the value of their assets to magical levels thus avoiding default [Congressional Institutionalized FRAUD].

Be as that may be here we are today with stocks as measured by the Shiller PE at the staggering nose bleed level of 32.38 along with minuscule dividend yield of 1.83% as oppose to its mean going back to 1871 of 4.35%!  Gold along with the precious metals mining companies are trading today around their mean.  Neither over nor under valued hence DYI’s small commitment to gold.  Of course interest rates remain low [despite the Fed’s hikes] are way below their historical mean making my allocation to that asset very small.

So…..What do we do??  Back to the late Dick Russel of Dow Theory Letters for the answer!

"And if no outstanding values are available, the wealthy investor waits.  The wealthy investor knows what he is looking for, and he doesn't mind waiting months or even years for his next investment (they call that patience)."

Updated Monthly

AGGRESSIVE PORTFOLIO - ACTIVE ALLOCATION - 7/1/18

Active Allocation Bands (excluding cash) 0% to 50%
66% - Cash -Short Term Bond Index - VBIRX
29% -Gold- Precious Metals & Mining - VGPMX
 5% -Lt. Bonds- Long Term Bond Index - VBLTX
 0% -Stocks- Total Stock Market Index - VTSAX
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DYI
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